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Personal Injury Claim Myths | What to Know

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Many people refrain from filing personal injury claims because of the various myths surrounding them. Read on and reach out to our skilled New York City & Westchester County personal injury attorney today.

What are the most common myths regarding personal injury claims in New York?

Myth 1: Personal injury lawsuits take a long time

Many people are under the assumption that a personal injury lawsuit takes years to get through. This can be because it may feel like it takes this long because of all the paperwork and waiting to hear about the final results of your claim. However, if everything goes smoothly with each party involved, then it can be settled in just a few months. In some instances, however, claims can take a long time to resolve, though it’s your attorney’s job to gather the important facts of the case and get it put through the court as soon as possible so that you can obtain a settlement.

Myth 2: Insurance won’t pay

If you were injured in an accident, it is likely that you will confer with your insurance company to review the facts of what happened. You can also speak with your attorney to find out whether or not you should speak to the other party’s insurance company. In most cases, one insurance company will cover the costs of filing the claim or will pay for the remaining amount after you pay the deductible associated with your policy.

Myth 3: The responsible party will pay for everything

In some cases, a person liable for your injuries will pay for all of the costs related to your claim. However, this is only partially correct. This is why some people may be apprehensive regarding filing in general, as they don’t think that they will get money from a settlement because of the person not having the money to disburse. More often than not, the person’s insurance company will pay the settlement amount. The person responsible will then have to pay higher monthly payments or premiums in order to make up for the insurance company paying the settlement amount. They also will typically have to pay the deductible before the insurance company will pay anything.

Myth 4: Minor injuries aren’t worth filing a claim over

This is one of the most common myths. It is important to recognize that even if you just have a few scrapes and bruises, you should still file a claim to obtain compensation for your medical bills.
Your attorney can review the facts of the accident to decide if you have a case and if it would be worth your time to file a claim, depending on the severity of your injuries. If you didn’t go to the hospital or visit your doctor, then you might not need to file a claim, however, you should still reach out to an attorney to be certain.


Baez Legal Group handles a wide array of injury claims, including those sustained in auto accidents, slip & falls, and more. Contact us today to schedule a free consultation.